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These customer profiles represent a variety of situations and needs that may require mortgage financing in Marbella.

1. Overseas Home Buyers: Individuals who wish to purchase a property in Marbella as a second home, vacation residence, or real estate investment.
2. Expatriates: Individuals residing in Marbella or intending to do so, either temporarily or permanently, and requiring financing to purchase a property.
3. Digital Nomads: Professionals with the ability to work remotely who choose Marbella as their place of residence, needing a mortgage to acquire a property in the area.
4. Foreign Investors: Individuals or companies looking to invest in properties in Marbella with the aim of generating rental income or capital appreciation.
5. Individuals Planning to Retire on the Costa del Sol: Individuals planning to retire in Marbella or its surroundings and needing financing to purchase a property for their retirement.
6. Individuals Looking to Move Within Marbella: Local residents seeking to purchase a new home in Marbella and requiring a mortgage to finance the purchase.

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It’s important to research and compare the conditions and rates offered by different banks to find the best option that suits the needs and circumstances of each client.

1. Santander Bank: It is one of the largest banks in Spain and offers a wide range of financial products, including mortgages.
2. BBVA: Another major bank in Spain that offers financial services, including mortgages for both residents and non-residents.
3. CaixaBank: It is one of the largest financial institutions in Spain and offers various mortgage products for different customer profiles.
4. Banco Sabadell: Offers a variety of mortgages tailored to the needs of different types of customers, including foreigners wishing to buy properties in Spain.
5. Popular Bank: Offers mortgages for a wide range of customers, including expatriates, foreign investors, and local residents.
6. ING: Although it is an online bank, ING also offers mortgages in Spain and could be an option for those seeking a more digital banking experience.
7. Bankinter: Known for its focus on customer service, Bankinter offers mortgages for a variety of customer profiles.

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These are some of the professionals you may need to engage with during the property search and purchase process in Marbella. It’s important to work with qualified and trusted professionals to ensure a successful property buying experience.

1. Real Estate Agent: A real estate agent can assist you in searching for properties that fit your criteria and needs. They can schedule property viewings, negotiate offers on your behalf, and guide you throughout the entire purchasing process.
2. Property Lawyer: A real estate lawyer can review contracts and legal documents related to the property purchase. They can also advise you on the legal and tax aspects of the buying process.
3. Property Management Company (Gestoría): A property management company can handle all administrative procedures related to the property purchase, such as preparing necessary documentation, paying taxes, and registering the property.
4. Mortgage broker: If you are obtaining financing for the property purchase, you will need a mortgage advisor who can help you compare different loan options and find the best solution for your financial needs.